Government and RICS at loggerheads on EWS1 forms
Ministers issued guidance in July that housing blocks below 18 metres should not require external wall safety forms (EWS1), which mortgage lenders use to decide whether to lend on some flats.
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Prime Central London hotspots in 2022
Despite the uncertainty of Omicron, the Prime Central London cycle is starting again.
Bank of England to loosen mortgage lending rules
A scrapping the requirements would make it easier for aspiring buyers to get on the ladder, as well as help mortgage applicants get a bigger loan.
More homeowners use second charges to improve homes
This means the amount spent on second charges has surpassed the £1bn mark in 2021.
How to attract tenants to your Airbnb – a swimming pool
While pools start at around £15,000 to install and are costly to maintain, they could clearly give your property the edge if you decide to let it out using sites like Airbnb.
2021 a record year for mortgage lending
House purchase activity has been the main driver (£200bn, up 53% on 2020), while homeowner remortgaging activity will be slightly down on last year at £62bn.
Jersey buyers left vulnerable by unregulated agents
Jersey’s Economic and International Affairs Scrutiny Panel is reviewing whether to regulate estate agents on the island.
Property title fraud guide released
A new guide to help homeowners avoid property title fraud, where home ownership can be stolen, has been released today by the Fraud Advisory Panel, HM Land Registry and the Law Society of England and Wales.
Lenders announce Christmas moratorium on possessions
Mortgage lenders have announced a voluntary moratorium on possessions from Monday 13 December until Tuesday 4 January 2022.
Expert: Green mortgages don’t sell – it’s about appeasing the government
Lenders are only launching green mortgage products due to pressure from the government despite few being sold, warned Ray Boulger, senior technical manager of brokererage John Charcol.
