Pepper Money unveils landlord EPC offer

Pepper Money is offering customers who hold buy-to-let mortgages in their individual names a free energy efficiency survey, EPC certificate and tailored action plan.

This is intended to help them understand their energy efficiency ratings, as well as how they could improve their rating.

From the start of 2026 landlords will need to up their EPC ratings to C to issue new tenancies, while they will need to improve their homes for existing tenancies by 2029.

Laurence Morey, chief executive at Pepper Money, said: “We understand the societal role that we must play as a lender.

“In the coming years, buy-to-let landlords will have a responsibility to ensure that their properties meet a minimum EPC rating of C and we are really pleased to be able to launch this initiative that offers them some help in achieving that.”

In February Pepper Money launched a similar initiative for its homeowner customers, which resulted in hundreds of free EPCs being claimed.

Comments 1

  1. This is not being done for altruistic reasons it’s a loss leader ploy to squeeze more business out of their existing customer base. Give away a free EPC worth about £60 and then get an opportunity to lend the BTL mortgage holder all the money they need to upgrade at lovely increasing interest rates!

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