Zephyr Homeloans cuts rates

Zephyr Homeloans has reduced buy-to-let rates – as it now offers a 5-year fix at 2.69% to 65% loan-to-value.

This is for new build properties and flats above commercial dwellings with an EPC rating between A and C. Similarly there is a 65% LTV 2-year fix at 2.50%.

The lender’s most popular product, a 5-year fixed rate standard buy-to-let mortgage at 75% LTV, is now available for properties with a D or E rated energy performance certificate (EPC).

Paul Fryers, managing director at Zephyr Homeloans, said: “2022 is shaping up to be a year of opportunity for brokers to engage with their customers on the drive to increase the energy efficiency of rental properties as well as the significant re-mortgaging opportunity arising from maturing five-year, fixed-rate products.

“We’re able to reduce our rates and enhance the products available to brokers and their landlord clients to take advantage of these important market changes.”

The company has lowered rates by between 0.04% and 0.20% across its product range.

Zephyr Homeloans is a trading name of Topaz Finance Limited, a part of the Computershare Loan Services division of the Computershare group.

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